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SNAP: BPI Express Credit Card: Ridiculously fast.

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I did say before how I try my best to stay credit card free except for my trusty eprepaid card . What ended that promise and what bothers me now is how I got one in the first place. This is seriously weird, and fast at the same time... and I haven't even applied to them!! Tuesday. Received a call from BPI That I am eligible for a card. The only thing they ever asked was where I was working. After that I was told that they'd be sending my card anytime soon. Friday. Text from BPI saying my card was approved. What? Saturday. Noon. I received my card (LBC) with a credit limit far from the 10k limit I was prepared for. If I want something more than that I will pay in cash but never in credit.  Why do they have to give me this tempting limit at all?! Why?! So what just happened anyway? Monday-Tuesday I was in contact with a Citibank person after a referral of an officemate. Thursday they called the house and so far not anything from them yet. The mysterious t...
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T&J Weds: Getting a License at the Mandaluyong City Hall during the Pandemic (2021)

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As of writing, our application for a license is now on the way. We were able to do everything in one day with not much hassle but it took some hours to finish since we started the process. It's a bit different than before but man, I love that we didn't have to take a leave on another day (other than getting the license obviously).  Requirements 1. CENOMAR -PSA copy, 210 PHP at SM Business Center; will take almost 2 weeks 2. Birth Certificate - PS copy, 155 PHP at SM Business Center; will take a week 3. Government IDs with Mandaluyong address. Old bills, minimum 6 months prior can be submitted as well in lieu. I prepared 3 bills for this, Meralco, Globe and Assoc Dues and the processor only got the Meralco one (photocopy). I don't have IDs with Mandaluyong address but bothered to photocopy my other government IDs bearing our Cavite address and my condo's IDs but those weren't accepted.  4. Application Form - submitted and filled out in triplicate. 5. CEDULA - Can be...
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TME: Getting your NBI Clearance Easy

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UPDATE (10/25/2013) As I've visited their site , GCASH won't be a form of payment for them from now on. You may now choose to leave this link as it is now obsolete as of this writing. I may try to write the different mode of payment in the near future. UPDATE(13/01/2014) Here's the new, updated and lazier version  < this is clickable just so you know. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ I will not explain the full details, but me and my office mates regularly need an NBI Clearance. It's one of my most hated moments because it is so time consuming. Yes the process is as fast as they can make it, but you only need to see the extremely long queue to give up getting one during lunch break. So, when one of our office mates found a fast track option a whole lot of us instantly grabbed the chance. There are about 3 steps in getting an NBI clearance (payment, encoding, picture taking) and all involves different sets of queues and wh...
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