I did say before how I try my best to stay credit card free except for my trusty eprepaid card . What ended that promise and what bothers me now is how I got one in the first place. This is seriously weird, and fast at the same time... and I haven't even applied to them!! Tuesday. Received a call from BPI That I am eligible for a card. The only thing they ever asked was where I was working. After that I was told that they'd be sending my card anytime soon. Friday. Text from BPI saying my card was approved. What? Saturday. Noon. I received my card (LBC) with a credit limit far from the 10k limit I was prepared for. If I want something more than that I will pay in cash but never in credit. Why do they have to give me this tempting limit at all?! Why?! So what just happened anyway? Monday-Tuesday I was in contact with a Citibank person after a referral of an officemate. Thursday they called the house and so far not anything from them yet. The mysterious t...
Friendly Guidelines: Before asking anything, kindly check the UPDATES section which is at the bottom of the original post (please be guided that this was a post last year) and the COMMENTS section for some Q&As. Thanks! Friendly Guidelines PART 2 (4.12.2013) : I know that this maybe the post that have the most traffic on it, but guys, please please please, back read the comments before asking me anything. I'm honestly getting tired answering the same questions over and over. I'm really sorry if this sounds too mean, but I don't get paid for this, okay? I need to sleep too. It annoys me that I can't reply to your queries but it is inconvenient for me too. So if I haven't answered your question, it only means you need to read the ENTIRE POST and the ENTIRE COMMENT section because the answer literally sits there. Just have patience and you won't even need to ask me anymore. Sorry guys in advance. ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++...
UPDATE (10/25/2013) As I've visited their site , GCASH won't be a form of payment for them from now on. You may now choose to leave this link as it is now obsolete as of this writing. I may try to write the different mode of payment in the near future. UPDATE(13/01/2014) Here's the new, updated and lazier version < this is clickable just so you know. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ I will not explain the full details, but me and my office mates regularly need an NBI Clearance. It's one of my most hated moments because it is so time consuming. Yes the process is as fast as they can make it, but you only need to see the extremely long queue to give up getting one during lunch break. So, when one of our office mates found a fast track option a whole lot of us instantly grabbed the chance. There are about 3 steps in getting an NBI clearance (payment, encoding, picture taking) and all involves different sets of queues and wh...
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