SNAP: BPI Express Credit Card: Ridiculously fast.
I did say before how I try my best to stay credit card free except for my trusty eprepaid card . What ended that promise and what bothers me now is how I got one in the first place. This is seriously weird, and fast at the same time... and I haven't even applied to them!! Tuesday. Received a call from BPI That I am eligible for a card. The only thing they ever asked was where I was working. After that I was told that they'd be sending my card anytime soon. Friday. Text from BPI saying my card was approved. What? Saturday. Noon. I received my card (LBC) with a credit limit far from the 10k limit I was prepared for. If I want something more than that I will pay in cash but never in credit. Why do they have to give me this tempting limit at all?! Why?! So what just happened anyway? Monday-Tuesday I was in contact with a Citibank person after a referral of an officemate. Thursday they called the house and so far not anything from them yet. The mysterious t...