misstinapie

Before I even started reading books, I was already introduced to this concept by Ed. I was fascinated by this and ever since I've learned about it I became more dutiful in saving. Pay yourself first is a concept wherein you simply have to allocate a portion of your money as payment for yourself, may it be for the work that you did or for the commission you received. Think of yourself as a resource that has to be paid. For most of us this is in the form of a treat, like a spa, or a movie. But we should not interchange this wonderful concept to indulgence. There is a huge difference. Bear in mind that in paying yourself first, you are making sure that you, your very own resource gets paid for the time you spent on working every single day and not the owner of that boutique you bought those pair of shoes. Not clear enough yet? Look at your paycheck. See the tax there? That's one way of seeing the beauty of paying yourself first. The government wants itself to get paid FIRS...

Ever since I started reading financial books and I was getting more interested in this personal finance stuff, I've had experiences on this matter when people learned that I am educating myself about it. First was the Powerbooks guy who was so eager to help me out when I gave up finding Lynch's book. That was after he looked at me from head to toe in astonishment when he asked who I'm buying the books for. I told him it's for me, that I'm the one who wanted to do investment. His reaction was 'you don't look like one'. The other one was over lunch times, there are three of us, one of us are onto stocks for around 3 years now. I frequented asking him what's this and that about stocks until one day, the other guy told me 'tell me if you've gained so I can do the same' The other time was with another officemate. When she saw this financial book on my table (this time it was Gamboa's), she asked if I was already investing. I told ...

When I was still in this Non-Life Insurance company I remembered that time when they had two consecutive outings, one was an all expense paid trip to Bora and a tour date at Intramuros. For a non regular employee (I was just deployed as a Developer/Consultant there) of course we can't take part on the trips but unlike most of my officemates who are envious at the Bora outing, I was more interested, drooling to add at that, to the Manila tour with Carlos Celdran. I don't recall when but I know for the longest time, I am quite fascinated with the guy (and I haven't even met him yet!). For the past weeks we've been seeing him on TV, and on how he was imprisoned for a while for his solo protest. I was shocked I almost stood from where I was seated (I was at the bus) but smiled after a while when I learned of his reason. It's so like him. Even his protest has 'class'. Like most sensible bills that haven't seen the light of day in this country, the RH bill i...