The BPI Incident

-


selfiemorefun


It's the 2nd day of the internal issue that unfortunately happened to one of the banks I like, BPI. Till now I still have no access online nor was able to successfully withdraw from an ATM. I can still go on for a few days without withdrawing from them BUT, I do not want to have any issues this payroll (it's next week!!) since I have important bills to pay (amortization, and taxes, to name a few).


As someone from IT, and from a bank too, we're quite familiar that this kind of scenario would happen at some point, luckily not caused by one's self. That's why we have testing environments, QA testing, UAT and multiple deployments in different instances to prevent something like this to happen. If it was indeed caused by their IT department and someone (or more) got sacked, well if that ain't traumatic, I don't know what is. So that's my theory other than my not so far fetched one which is someone ran their batch process twice erroneously and their programs have no validations to skip successful ones prior. I doubt BPI would truly reveal the exact reasons why but I am pretty sure that it's not one of these things I read circulating on the internet:




  1. Hacking - If it was hacking, ALL (if not most) OF US won't have cash anymore. Who hacks and gives away 12 Billion to a nobody? Also, if it was indeed hacking, we would be advised the soonest to change passwords right?

  2. The Government has something to do with it / they're raising money to give to Duterte - You know, if it was indeed the government ask yourself this, why the hell would they even do this so publicly? And if they wanted to move money around, they don't need to show it on your records.


Reading through the comments in social media makes my head hurt. The conspiracy theories are too laughable and dumb it's borderline unbelievable. Reminds me of this from Bojack Horseman:


Unbelievable, when your powers combine,


you're somehow even more stupid


than the sum of your stupids.


 

And it won't help if you keep on transacting too just out of panic. Leave the records alone, they say they're going to fix it, just trust the bank and the technology given. Calm down. The world won't end (yet). Now, if only they'd get back to my compromised credit card ...


 

Image source: http://www.occasionsofjoy.com/2014/11/bpi-unveiled-its-atms-new-look.html

Comments

Post a Comment

Popular posts from this blog

T&J Weds: Getting a License at the Mandaluyong City Hall during the Pandemic (2021)

-
Image
As of writing, our application for a license is now on the way. We were able to do everything in one day with not much hassle but it took some hours to finish since we started the process. It's a bit different than before but man, I love that we didn't have to take a leave on another day (other than getting the license obviously).  Requirements 1. CENOMAR -PSA copy, 210 PHP at SM Business Center; will take almost 2 weeks 2. Birth Certificate - PS copy, 155 PHP at SM Business Center; will take a week 3. Government IDs with Mandaluyong address. Old bills, minimum 6 months prior can be submitted as well in lieu. I prepared 3 bills for this, Meralco, Globe and Assoc Dues and the processor only got the Meralco one (photocopy). I don't have IDs with Mandaluyong address but bothered to photocopy my other government IDs bearing our Cavite address and my condo's IDs but those weren't accepted.  4. Application Form - submitted and filled out in triplicate. 5. CEDULA - Can be
Read more

TME: Getting your NBI Clearance Easy

-
Image
UPDATE (10/25/2013) As I've visited their site , GCASH won't be a form of payment for them from now on. You may now choose to leave this link as it is now obsolete as of this writing. I may try to write the different mode of payment in the near future. UPDATE(13/01/2014) Here's the new, updated and lazier version  < this is clickable just so you know. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ I will not explain the full details, but me and my office mates regularly need an NBI Clearance. It's one of my most hated moments because it is so time consuming. Yes the process is as fast as they can make it, but you only need to see the extremely long queue to give up getting one during lunch break. So, when one of our office mates found a fast track option a whole lot of us instantly grabbed the chance. There are about 3 steps in getting an NBI clearance (payment, encoding, picture taking) and all involves different sets of queues and wh
Read more

SNAP: BPI E-Prepaid Credit Card (12.23.11)

-
Image
Friendly Guidelines: Before asking anything, kindly check the UPDATES section which is at the bottom of the original post (please be guided that this was a post last year) and the COMMENTS section for some Q&As. Thanks! Friendly Guidelines PART 2 (4.12.2013) : I know that this maybe the post that have the most traffic on it, but guys, please please please, back read the comments before asking me anything. I'm honestly getting tired answering the same questions over and over. I'm really sorry if this sounds too mean, but I don't get paid for this, okay? I need to sleep too. It annoys me that I can't reply to your queries but it is inconvenient for me too. So if I haven't answered your question, it only means you need to read the ENTIRE POST and the ENTIRE COMMENT section because the answer literally sits there. Just have patience and you won't even need to ask me anymore. Sorry guys in advance. ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Read more