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Saturday, January 12, 2013



I did say before how I try my best to stay credit card free except for my trusty eprepaid card. What ended that promise and what bothers me now is how I got one in the first place. This is seriously weird, and fast at the same time... and I haven't even applied to them!!

Tuesday. Received a call from BPI That I am eligible for a card. The only thing they ever asked was where I was working. After that I was told that they'd be sending my card anytime soon.

Friday. Text from BPI saying my card was approved. What?

Saturday. Noon. I received my card (LBC) with a credit limit far from the 10k limit I was prepared for. If I want something more than that I will pay in cash but never in credit. Why do they have to give me this tempting limit at all?! Why?!

So what just happened anyway?

Monday-Tuesday I was in contact with a Citibank person after a referral of an officemate. Thursday they called the house and so far not anything from them yet. The mysterious thing is that instead of getting a Citi card, in a span of 4 days, BPI suddenly calling me eligible for a card I never applied and receiving it in less than a week. It's like they bypassed whatever checking Citi has been doing and raced in offering me a credit card I would never refuse (more to that later).

I asked the one who referred me (Another officemate has been bugging me in getting one, although he never offered me a referral, he simply advised me it's for good credit standing) and said that the call RIGHT after Citi's confirmation (of me getting a card from them) made me 'exist' on other banks as well. Like suddenly everyone knows I exist. So what gave BPI any reason to give me a card without actually applying for it?

1. My officemate says that credit companies share database records and this is how they both get clients, AND chase those guys who never pays. So maybe, someone from Citi shared my details to BPI seeing that I'm a customer ever since which brings us to #2

2. I've been a depositor of BPI since I don't know, probably 2010, with two accounts. Maybe it's because of the transactions?

3. It's a miracle.

4. Someone from BPI read my blog about the eprepaid card and came to mock me by approving the card :-p

So why won't I refuse? Two things. Travel and concerts. I usually buy us tickets and the price is really steep at times so it's obviously easy for me to gain points from there. And as for travel, the officemate I mentioned about credit standing told me that BPI so far has the best exchange rates for purchases made abroad-- which I would need if I will go with my plan of travelling overseas once a year. When we went to HK, since I was the only one paying for everything I was always worried of not getting enough cash to go home so we haven't splurged on shopping even just a bit, so this is something I could bring too, right?


136 comments:

  1. I also received a call just a few minutes ago. I was caught off guard with the situation so I said to call me tomorrow morning. But the thing is, I applied for a credit card in BPI last October, had an interview but no call returned if I was approved. This one was different. It was not ab approval from my previous application. The agent said that I have a good standing; had several equity funds account. The credit limit they offered was twice the credit limit I expected. So I'm a bit hesitant to accept the offer. But after reading this, I think I will give my response and accept the approval. Thanks for sharing this.

    FYI: after the call i immediately search the net for those people that experienced the same situation. XD

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  2. I just had the same experience. Someone from the head office of BPI called me to offer their blue mastercard, no need to send documents according to her since it was pre-approved. So that was Monday last week, then Wednesday, I received a text just to confirm that the credit card application was approved and that I'd received the card within the next 5 banking days. By Friday the credit card details along with the 30k limit is already reflecting on my EOL account. Then Saturday, I received the card. It's been sitting inside my wallet. I am somehow afraid to use it hehehe. Just sharing. :)

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  3. haha! well don't be scared of it!!

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  4. Lucky you. I on the other hand had a terrible experience with BPI. http://lambchopsfavorites.blogspot.com/

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  5. Same with me BPI called and offered me the card. I was expecting like 10k I was surprise that my credit was 55k. Now I'm afraid to use it..
    Still waiting for my card though.

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  6. When did you apply for the card? I applied at a Trinoma Event last 24th of April and still no call or information.

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  7. hello I never said I applied :-D. They called me hehe

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  8. Hi there! I had the same experience with you. My cc arrived yesterday. Can you please help me what to do next? Do I need to activate it first?

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  9. had this too! they called me up before holy week so i said i'll think about it and call back monday after, which they did. i was hesitant at first but given the big credit limit and pre-approved status, no requirements needed, i said yes. the delivery came fast but i wasn't there the first time. for the courier to go back a second time took quite long.

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  10. I have cc from BDO - American Express and from BPI - Express credit. The reason why you were pre approved with the express credit card is number 2.
    " 2. I've been a depositor of BPI since I don't know, probably 2010, with two accounts. Maybe it's because of the transactions?"

    Because of you deposit account with them. The reason why it's pre approved is they have something they can get from you if and ever you fail to pay your credit card with them.

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    1. forgot to add.. both of them are pre approved. BDO limit is 40k and BPI express is 10k which is always the case.

      I have savings account with both of them. I guess as long as your account always hits 10k (deposit) you are included on the pre approved list. So if you wanted to have another cc, try to open a savings account with BDO. The con with my amex card is, there isn't a lot of local groceries in my area that accepts amer. Only savemore and puregold does. And the big ones like SM,Rustan's. Compared to a Visa/Mastercard which is widely acceptable even with small grocery stores.

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    2. i believe so too. but i don't know, not everyone gets the privilege. i wonder why we still have approval here though. i used to have a friend who says from their country for as long as you have a job cc companies will line on your door.

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  11. This happened to me too. I was even afraid that maybe the one who called me was a fraud. I called BPI to verify the call and they said that the caller was their credit card agent and it was legit. I think they have special agents who review accounts and if yours have a good track record, you are automatically qualified for the blue credit card. I like it so I didn't bother to complain. Plus, if you use the card to purchase tickets online you will have a travel insurance. =)

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  12. Hi! I know it's late but I just received a call last Aug. 27 from bpi, saying that I am eligible for their cc. It got approved last sept 2 and now I am still waiting for the card. How many days po ba usually? Nsa province po kasi ako

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    1. within a week dapat. try to call your nearest bank :-)

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    2. One week na po ngayon. Wala pa din. Kahit po ba sa ibang branch yung na-applyan? From parañaque branch po kasi yung tumawag sakin. Tapos nasa gensan po ako ngayon. Nakaka loka.

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  13. Hi, I had a similar experience.
    They called me September 2 and said that I'm they were just updating their records and then asked me to apply. I said no, kasi I have an outstanding CC bill with them that I had been trying to settle for the longest time. Sabi nung kausap ko, try lang daw. Well sabi ko, sge na nga and thought I would probably help out the telemarketer din. And I thought na hindi naman ma approve. September 5, I received a text saying it's approved and the card will be delivered in 10 banking days.

    I was thinking pa nga na baka it was all a mistake. tapos yesterday, when I got home, the card has been delivered na. I checked my EOL and andon na nga sya! Super FAAAST.

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    1. sakin wala pa ung card pero nasa EOL ko na. nagulat talaga ako

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    2. Do you have to be the one to claim the card when the delivery comes?

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    3. Hi Can anyone tell me what's EOL stands for? Kind Regards.

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  14. Hi, me too. They called me last Thursday (September 10, 2015) offering a Credit Card that doesn't have an annual fee, as long as I purchase a total amount of Php 5,000.00 within 3 months. Which is a good deal that's why I grab it then yesterday (September 15, 2015) I received a text message that my application was approved and today around 2 pm our receptionist called me that my card is already there. I checked my online account and I can see my CC account.So, yeah! That's quite fast. ;)

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  15. Hi. medyo off topic yata ako but I would like to ask for your opinion. magaaply ako next monday haha... went through the hustle na kumuha ng payslip at coe and all. un lang. mataas ba ang bearing ng work status sa pagaaply? 18 months palang ako sa work ko pero regular employee naman and I have an account with them? What do you think?

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    1. i don't think it matters. mas important ung may account ka sa kanila i think

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  16. Last Wed (11/11) I received a call super early in the morning from a Telemarketer, just like most of you had experienced. I gave all the information she needed (with me half-awake), and agreed like "Sure, why not?" She gave me a reference number, and thought of calling the BPI hotline to ask what that was all about, and indeed it was a CC application. The only difference is that the telemarketer said "Pre-Approved" and the agent from the hotline said "Pre-Qualified". And just wait for 15days for the result. Now, I want to see the CC in my mail to believe it.

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  17. OMG! I got a call rin this morning. I applied last year for a cc pero hindi ako approved. Pero sana ma-approve this time kahit bago palang ako sa work ko :)

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  18. Hi Guys!
    I received a call 2 days ago from a BPI representative. She told me that they are updating their records and after that she offered me to apply for a CC.. No requirements needed just my confirmation. So right now, im waiting for a text. Do you guys think that I'll be approved?

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    2. Same thing happened to me :) Approve na sa akin :) 2 weeks and 2 days to be exact. Make sure you have money on your account :) atleast 10k I think?

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  19. I also got a call on November 24, 2015 from a BPI representative offering me to apply for a BPI Blue Mastercard. It's weird because I applied for a BPI credit card earlier this year and they sent me a letter saying I am only qualified to apply for their secured credit card. That means my application for a regular credit card was denied.

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  20. UPDATE: I got text from BPI, and APPROVED!!! YAY!!!

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    1. Hi. I usually transfer my money to my other savings account in BPI. So i leave my payroll account zero. Is that okay?

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    2. same thing I do with my account. so I think okay lang un :)

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    3. Hi! UPDATE: I checked my EOL and the CC has already been added. I'm still waiting for the card. The credit limit was quite tempting.. Exceeded my expectations 😁😁😁😁

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  21. happened to me, too. bank rep called me and 2 weeks later, i got a text from BPI stating my application is approved. i'm expecting my credit limit to be 10k hehe. wala pa yung card. :)))

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  22. I also received a call from BPI this last tuesday, still waiting for some update with it. How long will it take ?

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    Replies
    1. Within 2 weeks. Their processing time for credit card application is 2 weeks.

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    2. Hi! Have you got your cc already ba?

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  23. I did already received my credit card and I was shocked with its credit limit. I got scared but at the same time was happy maybe God has plans for it.

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  24. Hi I also received a call from BPI kaninang morning. Sabi niya iuupdate daw ang details ko sa kanila and after that inalok na niya ako ng Gold mastercard. So sabi ko, why not? I got denied last time nag-apply ako months ago. Sana umabot before christmas break pero sabi ng BPI, 15-20 days daw. ��

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    1. Kelan dumating syo? :)

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  25. I received a call din sa BPI just this Dec. After 3 days lang I think, nadeliver na sa bahay but I was in Divisoria. I called BPI that I'd just hve it picked up sa nearest branch ko. Then, chada.. Got my gold cc! True, nalula ako sa credit limit. To think na wala sa 5 digits ang savings ko sa kanila, bat kaya nila ako inofferan? Pero I use BPI to pay my bills. Di kaya nakikita nila na prompt ako magbayad sa aking mga responsibility? :p lol

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  27. Same here. Got a call on Jan 6, saw a credit card balance on my bpi online acct on Jan 13, then received the card Jan 16 :)

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  28. Same thing happened to me. I had previous applications with them and all were denied. Got my card with 125k limit.

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  29. Same here, i got a pre approved Credit card from BPI before Christmas.. I received my card second week of January..

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  30. If I apply for express bpi cc how much is the cc limit

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  31. Hi, someone from BPI called me today and offered me a pre-approved Gold Mastercard. Is that a nice deal?

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  33. 200k limit pre approved...mabilis na pagpapadala ng card...sarap sana sagarin..control...ehehe...salamat sa bpi..laki ng tulong

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  34. Same thing happened to me. Feb 29 someone from BPI called me and said that I'm eligible for a MasterCard, i can't remember kung Blue or Gold ba. No financial requirements needed na daw so I said Go. Then today, I received it na. I was shocked sa 200K CL na binigay nila.

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  35. Hi, same thing happened to me 2 weeks ago. Last week, I got a text message from BPI saying that my card has been approved and that the card will be delivered in 5 days, but until now wala pa. I do see my cc account on my EOL though. Maybe because it was holy week? Tanong ko lang, what courier service does BPI use? Thanks.

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  36. Ako din. same experience. Question lang, nakadepende ba sa work ung pag approve nila? Kasi 25k ang gross income ko per month but I am not an employee. I am a freelancer. However I have regular remittance.I always use my BPI account to pay my bills and transfer money. Meron din akong emastercard. So guys, meron naba ditong na offeran nila na hindi regular employee pero approved?

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    1. same case... same status... was surprised given the nature (projects) of work...everything happened in less than a week's time. but I do not plan to use the card... maybe for an extreme emergency only :)

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  37. Active pa pa po ba ang thread na to?

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  38. same thing with me I received a call last thurs. I am a freelancer so its not a regular job. I am also wondering kasi before my regular work aq lage nlng declined and now freelancer aq sila pa tatawag without req any docs from me. Ano nakain nila? haha. It could be that I have 4 accounts with them and being paid in $. Yun lang ang naisip q reason. -agentX

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  39. has anyone experienced receiving his card then a month later, you receive a text advisory that your card is scheduled for delivery? it's a little creepy. especially with the database scam?

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  40. yung experience ko naman halos parehas lang, kaso ang glitch, nung pinadala ko sa office yung card, nadecline kasi di pala tumatanggap ang office namin ng kahit anong documents sa labas. nirequest ko sa customer service na ipadala na lang sa branch malapit sa amin, its been a month at sa kasamaang palad, wala pa rin sa branch yung card, pero active na sa EOL account ko.

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  42. Same here. Got a call from BPI a week ago and was ask some questions (company name, birth date and address). Was told that they are offering me a Gold Express Credit Card. I was shocked, I never applied for it so i just said ok?? haha, i have two savings account with them both are for my payroll for my main and part-time job which most of the time being zeroed out, lol plus one prepaid visa card. Thursday got a text message saying that my card was approved, friday t'was delivered! wow! i can't believe it. I have a savings account in BDO, kinda "reasonable" amount already, I applied for a credit card twice and was declined! haha now i'm thinking of transferring my savings to BPI because they indeed make things happen ^^.

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  43. So to clarify, the cards we received are already pre-activated and ready to use na?

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  44. Hi Guys, Kayo ba nagreceived ng card niyo? Kasi saken nagtext na need ng authorization form in case hindi ako ang magreceive.

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  45. Seems like everyone with a BPI account is getting a gold mastercard. Got one too, but I'm having a lot of trouble having it delivered to me. Nagkakaproblema ba kayo sa delivery ng Air21? Hindi parin nakakarating card ko sakin and the tracking number keeps getting changed.

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  46. Same case waiting nlng ako ma deliver sa office kaso wala man lang nabigay na tracking number from the courier :(

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  48. hi guys, just wanna ask , how long does it take to get offer from bpi for CC from the time you opened your account/have account with them?
    thanks.

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  49. Hi,

    we had the same situation, i received a call from BPI teller then sinabi na qualified daw ako to get CC from them tapos waived pa yung annual fee for life at tempting din yung CL na binigay kaya grab ko agad, waiting nalang ako ng confirmation nila. probably kaya naqualified ako is dahil sa transaction ko nung month of July, medyo malaki kasi yung nagastos ko nun eh, nakita siguro nila sa transaction history ko. hahahha

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    1. same here. pero they sent me an invite form to be filled out. name, bday, address and signature lang naman. is that same as yours?

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  50. Hahahaha BPI called me yesterday. I was not able to understand everything she said kasi naalimpungatan pa ako. I only caught "pre-approved and credit card" from what she said. Kaso sinabihan ko na hindi ako interesado as I was not in the right mind pa kasi kakagising ko lang. Sayang. Tatawag pa kaya ulit yun?

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  51. I also received a call from them, saying I am pre qualified for blue master card with 55k cl because of my payroll account. waived annual fee if I use 5k for first 3 months. no docs required pero they sent me an invite form to fill out, basic info like name, address, birthday, reference and signature lang ang needed. ok ba yun? I was quite hesitant, baka scam.

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    1. Update: got a txt from BPI that my card will be delivered in 5 days. Yay!!

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    2. Na recieved mo na po ba yung card mo?

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  52. hi,I received text message that I will receive my card in 5 days but until now, its still not delivered. The credit card is also enrolled in my expressonline. Is it already active? Should I be concerned?

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    1. Same situation tayo, nagrereflect n ung cc ko sa express online ko pero ung card hindi pa dumaratibg, bpi amore visa card ung sakin

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    2. How much is the CL for amore? They called me din kasi last Thursday. Saying I'm qualified for cc amore and I said sure. 😊

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    3. John .. have you received your card na po ba??

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  53. Ako din,last week(wednesday) ako natawagan,bpi amore visa credit card, friday last week nag text skin bpi na approved ang cc application and to be delivered within 5 days. Last monday nag reflect na ung cc ko sa express online ko pero hanggang ngayon d p dmarating ung card ko.😭

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    1. How much daw is the CL? Kasi tumawag din sakin Bpi and amore din ung inoffer sakin then free for life daw ung AF..

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    2. have you recieved your card na po ba kse they mailed me ba po na yung card ko will arrive within 5days yet wala pdin po akung na rerecieved 😭😭

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  54. Hi is this thread still active? I also got offered by bpi ng visa card amore.. someone from head office called me last monday.. he also gave me a reference number but i'm not sure if this is true or if i'll get approved.

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  55. Buti pa kyo tinatawagan.in my case aq mismo ung nag apply.indi q lng alam kung ma approve aq kasi indi nman ganun kalaki ang kinikita ko.pero nakapag bigay naku ng initial amount n 10k.tpos after 5 days balik daw aq pra kunin yung Atm card.iba pba yung Credit card s Atm card.kc ang sbi skin may idediliver p smin n card.sna po may makasagot kc nagdadalawang isip nga aq kung i cancel ko n lng.pero ang sbi skin is 8k lng daw yung limit.angliit diba.ni indi man lng aq pwede makapag installment ng electronic n lalagpas s 8k

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    1. Secured credit card yung sa inyo,Sir/Maam. Kaya may ATM card ka kasi you opened a deposit account with them. Yung 10k mo serves as your collateral. They hold that amount for a year pero based on online research, after 12 months with your secured credit card, pwede ka nang mag apply for a credit card without the collateral.

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    2. same here ganyan din sakin nag apply ako november 23,2016.pero until now wala man lang txt or confirmation na approved or denied aplication ko..

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    3. Na hold pa ung 10k for colateral..november 23,2016 pero until now december 14,2016 nlang wla man lang ako natanggap txt na approved or denied ako sa application ko for cc..

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  56. I got a call just this morning. Been a BPI client for more than 15 years and I have countless of their Prepaid cards for Ebay and online purchases. I've been thinking of opening a secured credit card with at least 25k deposit. Lo and behold, a day before I was to open a Time Deposit Account, I got a call from them. Its for Amore Visa Card too. I'm waiting for a text. Hopefully matuloy.

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    1. Me too. But i haven't received a text yet if it's approved or not. The agent from bpi told me that I didn't need to give any requirements because I have a good standing daw kaya wala na daw kailangan na requirements. Although she verified some of my info. It's for amore visa too and I just have to spend at least 5k daw within the first 3 months so that waived ang annual fee. Then binigyan ako ng reference number. Sabi pa nya san ko daw address gusto ipa deliver yung card and id wala daw ako magiwan na lang ako authorization letter and id. That was last October 10.
      Wala pa namang text ngayon so hindi ko pa alam if approved na ba yun or not.

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  57. Can anyone tell me whats EOL stands for and what does it mean. I have already confirmed it from their 89-100 customer service hotline that my application has been approved, I did not reply apply I was just called by one of their agent and received a text that its been approved and my card will be delivered within 5 business days. Its my 4th day of waiting. But some says that they already see it on their EOl, so my question is How can I see mine?

    Kind Regards,

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    1. EOL/ express online . Log in to your BPI account on web and you'll see it on your portfolio.

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  58. BPI called me last week because they told me I'm qualified for the pre approved Amore visa card with 60K CL, they told me to visit the nearest branch to sign the documents, Went there last Tuesday, I signed some docs, No docs needed only my signature, How soon I can get my CC?

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  59. Just a heads up. Yez, BPI offers pre approved credit card (no requirements needed) as long as you have an account with them and at least 10k in your account as it will be put on hold. This was told by the BPI teller which I declined as I dont want my 10k to be put on hold just to have a credit card.

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  60. Hi this is Bernie of Cebu. I receivd a text message approval of my CC application. It said to be delivered in next 5 banking days. Needs ba personally appearance to receive the card or pwede nila iwan sa accomodation ko stated in my mailing address in my application?I am travelling kasi most of the time. thanks. if di pwede, can i request for a branch pick-up either?

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  61. i also received a call from telemarketer last oct. 21 and offered amore visa.processing would be 15 to 20 days. however, i received a text message from BPIcards last nov. 18th that due to inventory issues, card will be delivered within dec 2016.

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    2. Yes same here. It will be delayed due to inventory issues, i have called their hotline as well to check some updates but according to them it will be delivered within dec 2016 not sure if its will be mid dec 2016 or before dec 2016 ends. I guess we'll just have to wait and follow it up to them when dec 2016 comes.

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    3. Yes same here. It will be delayed due to inventory issues, i have called their hotline as well to check some updates but according to them it will be delivered within dec 2016 not sure if its will be mid dec 2016 or before dec 2016 ends. I guess we'll just have to wait and follow it up to them when dec 2016 comes.

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    4. Yes same here. It will be delayed due to inventory, i have called their hotline as well to check some updates but according to them it will be delivered within dec 2016 not sure if its will be mid dec 2016 or before dec 2016 ends. I guess we'll just have to wait and follow it up to them when dec 2016 comes.

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    5. maybe i should call their hotline as well come december 2016.

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  62. I apply for BPI CC Amore since 10/27/16 and they approved and they hold my 10k after i apply. Immediately after i apply they hold my money but for some reason i only get SOA and ecredit via Air21 yesterday. Month past and they us my money. Not sure is this there strategy or inventory issue?

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    1. i am not so sure about it. they did not inform about holding my account. i even withdrew few days before they called me up about the cc application. i think they called me up because of the investment account i have with them

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  63. i called their hotline and the telemarketer told me that there is an inventory issue or has something to do with the production of the cards.hoping it will be delivered within this month. cc is already appearing on my eol too.

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  64. I applied for a Secured CC as well for a BPI Amore Visa last Dec. 3, 2016 and until now still waiting for the card. I got SMS from BPI informing that card will be delivered Dec.2016 but no specific date and so I thought this will not be deliver in time. I requested for a callback from BPI since I am outside of PH now. They updated me that there's still no estimated time of delivery and i can't wait for the card. I was offered to get a BPI Blue Mastercard while waiting for the Amore Visa. And Blue Mastercard will have free annual fee for a year then I have the option to continue after a year with Annual fee or can cancel the CC within 1 year at no extra charge. This was a better option from BPI instead of blankly waiting for who when it will be exactly deliver.

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  65. **for no one knows when it will be deliver.

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  66. I was also offered to opt for another BPI card while waiting for my Amore Visa to arrive so I chose the BPI Blue MasterCard w/c has to be linked with my Amore Visa. I have just received the card yesterday delivered to the nominated branch but it takes two months before it was actually delivered.

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  67. I was also offered to opt for another BPI card while waiting for my Amore Visa to arrive so I chose the BPI Blue MasterCard w/c has to be linked with my Amore Visa. I have just received the card yesterday delivered to the nominated branch but it takes two months before it was actually delivered.

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  68. @Kerra, so they are only offering the BPI Blue Mastercard then. Thought there's another option. The CSR I spoke with yesterday informed that would be about 10 working days to deliver.

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  69. @Kerra, so they are only offering the BPI Blue Mastercard then. Thought there's another option. The CSR I spoke with yesterday informed that would be about 10 working days to deliver.

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    2. I've been emailing then since I cannot get through to their 89-100 hotline, they never say that I can only choose the BPI Blue Mastercard, they said that I can opt for another card w/c they can process within 7 banking days and since this is my first BPI card I just chose the Blue Mastercard just in line with the Amore Visa. Even though I have a JCB Gold from RCBC Bankard but I still have to prove myself to them. The BPI Skymiles MasterCard supposed to be my first option but i'm not traveling that often so thats why I just chose the Blue one.

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    4. it's true. it's so difficult to reach their hotline. i was lucky to call first week of december but still, production issues. i already received my credit card bill but still no cc up to now.

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    5. I have just received my Amore Visa on Friday 12/23/2016. How about yours?

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    6. wala pa sa akin. sabi nila within december. i have few days pa naman :-)

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    7. @kerra: haven't received mine yet. hope it will be delivered tomorrow before the holidays. whew! it's been delayed for quite a long time. i already received my bill on the second week of december.

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  70. I've never stopped emailing them, making follow ups and told them to speed up the delivery process to ensure that they've meet their deadline w/c is December 2016. But I have stressed out that if they could deliver the card before Christmas day I would be very happy so ayun na deliver ng 23rd, kulitin nyo kasi wag na sa hotline nila at ang tagal just send them an email. So I have now two cards from them, the BPI Blue MasterCard and Amore Visa both are linked cards.

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  71. hi ask ko lang po. kapag dumating na po ang cc blue master card activated na po ba ito? or need ko pa ipa-activated? di po kasi sila nasagot sa hotline nila. thank you!

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    1. Yes it's pre activated and ready to use.

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  72. Hi ask ko lng po kung anong number ung tumawag sa inyo , may tumawag po kc skin this morning 2tyms kaso hndi ko nasagot, bka sakaling BPI cc un na inapplyan ko 1month ago, night shift po kc ako, ttwag pa kya un ? eto ung tumawag skin (02) 9** - 0586

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  73. hello po, dumating na po yung bpi cc ko pwede na po sya gamitin agad? wala po ba talagang pin? thank you po

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  74. hello po, dumating na po yung bpi cc ko pwede na po sya gamitin agad? wala po ba talagang pin? thank you po

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  75. hello po, dumating na po yung bpi cc ko pwede na po sya gamitin agad? wala po ba talagang pin? thank you po

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  76. Hi po.. got a call earlier today claiming she's from BPI no.027952500 .She offered me a blue card cc dn paperless application na xia.. Was asking about my information like full name, bday, sss #, name ng mother ko and address ko.. Said yes to the offer namn na cc since hastle free na xia.. Asked ko lng if gnito din ba information ang hinihingi nila for cc para ma process na ang cc? She also gave me a reference # and will wait for the sms to know if it's approve or not. Is this legit or was scam? Thanks po sasagot. God Bless!!!

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    1. That was the same number of the one who called me last week. Yes this is legit. She offered me Blue Mastercard and was already approved. I already received a text regarding my approval. I'm just waiting for the card to be delivered in the next 5 days.

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    2. Hello. My application got approved and card was delivered in the office but I was not there to receive it. What number should I call so I can tell them that I have prepared an authorization letter so they can deliver it again? Thank you.

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    3. Hi! 16th day na since tinawagan ako ng number na yan from BPI (15-20 days daw ang processing). Wala akong nakukuhang update galing sa kanila regarding the status so tinry ko icheck sa Express Phone.

      I'm worried kasi I found out na hindi daw valid yung reference number na binigay sakin. Not existing.
      Nag-email ako sa BPI and sabi, wala daw yung pangalan ko sa application system nila.

      Natatakot tuloy ako ngayon. Sobrang unsecured ba ng BPI para malaman nung caller yung personal information ko? I was asked to update my info and lahat ng binanggit niya, na-confirm kong tama. Then inaccept ko nga yang credit card na inoffer. Magkaka-credit card na sana ako na totoo at hindi yung prepaid lang, pero mukhang hindi pa matutuloy. Nakuhaan pa ko ng personal info.

      Meron ba kayong advice on what I should do about this? Nakuha na ng caller lahat ng info ko, what if hindi pala talaga siya taga-BPI? :/

      Thanks sa lahat ng sasagot!

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    4. minsan kasi madaming creddit card agents na tumatawag.offering different cards. that's why di na ko nag-eentertain ng mga calls at application offers coming from other agents kc pwede nila ibigay ung info sa ibng credit card agents of different banks.magtataka ka na lang na sasabihin nila you are prequalified..

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    5. @Vanny, same tayo ng experience, yung sakin lang ni contact ako via SMS. Good thing she can be reached out via Viber or Line. Pero until now wala padin update, sabi niya lang mag-antay ng text from BPI kung approved. I also sent status request from BPI EOL pero wala raw akong request na CC application (weird!). Last submission ko nun from was March 23rd pa and 6 days na wala padin update (excluding weekends).

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    6. that's kinda weird though. someone called you up but upon verification sa bank, you don't have application..maybe delayed lang cguro na nasubmit sa bank.

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  77. @Unknown April 2, 2017 at 12:00 PM

    Try mo i-report sa BPI kung wala pa din after 20 days. Ang dami kong nakausap na operator, palipat lipat ako. Until yung last na nakausap ko, dinirect na sa marketing dept nila yung issue. Hindi na ko kinuhanan ulit ng info, basta pinaalam lang sa marketing dept na inofferan ako ng CC. The next day, may text agad na approved na. Then next day ulit, dumating na yung card. Nakakatawa na sobrang bilis bigla. Tinaasan pa yung credit limit.

    Pero nakakakaba dba?? Di mo sure kung katiwa-tiwala yung pinagbibigyan mo ng info mo. Pero ang nakatanggal ng worry ko noon is -- cinonfirm nung bpi phone banker na sa bpi nga yung number na to:027952500. Maybe you can ask if yung kumontak sayong number ganun din.

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